Loan Offerings

Are your loans and your business a perfect fit? Read on to find out.

There are 3 types of business loans that we at NeoGrowth offer:

  • Loans for retailers/shops/merchants using debit/credit card swipe machine
  • Loans to manufacturers/wholesalers/ traders/ distributors / retailers selling goods or services to large corporates
  • Loans to manufacturers/wholesalers/ traders/ distributors / retailers purchasing goods or services from large corporates

We provide business loans starting from INR One Lakhs.

Your loan amount is based on your business performance, and a few other criteria that we look at before disbursing the loan. The maximum loan amount that can be availed is INR 75 lakhs.

Our loans extend from 6 months to 36 months depending on the type of loan, and your business performance.

Yes! NeoGrowth has several success stories having given loans to businesses who do both online and retail sales. We verify your retail and online business performance, and accordingly extend a loan which is a combination of both. The advantage is that you get a loan of higher amount and longer tenure.

Yes, you have an option of pre-closure at any stage by paying a pre closure amount as per the mutual agreement of the customer and the NeoGrowth representative at the stage of the pre-closure request.

We are currently present in all major cities of India. Our current network is in the following cities: Ahmedabad, Mumbai, Delhi, Bengaluru, Pune, Chennai, Chandigarh, Hyderabad, Jaipur, Kolkata, Lucknow, Vadodara, Madurai, Mysore, Nagpur, Indore, Ludhiana, Vijayawada, Surat, Coimbatore & Vizag.

Yes, you can. We will evaluate your business and check if any of our loan products fit your requirement.

Loan Process

Decided that you'd like to grow with us? Here's how we'll take it forward.

We assure you of a hassle free experience at NeoGrowth. Our executive will contact and visit you at your convenience to start the loan application process. Once you submit all the requisite documents, we will verify and do a credit check of your business. Post sanction, we will disburse your loan directly into your account within 24- 48 hours.

We are continuously striving to make this as short as possible. Our process starts once you submit all your documents and fill the loan application form. It usually takes us between three to five days for processing and loan is disbursed in 24-48 hours after sanction.

We use two modes for disbursement of loan: NEFT/RTGS , as per your convenience and preference.

We have different repayment modes for repayment of loan:

  • Through POS machine – We automatically deduct the loan EMI
  • Through ECS / NACH debit mandate
  • Through RTGS/NEFT/IMPS to NeoGrowth designated Account number mentioned in XXXXXXXx
  • Through Bill Desk payment gateway on our Website ( as well as through the Customer Portal (

We send the loan statement weekly to your registered email ID. You can also download it from the Customer Portal (

There are 3 options to reach out to us. You can choose any of the following:

  • You can email us at
  • You can raise a service request through the Customer Portal (
  • You can call our customer care at 1800-4195565 & 9820655655