Why should you borrow from us?

Running a business is a tough job. Financing it shouldn’t be. We've made it our business to make yours easier.

Customised repayment solution

We offer direct deductions from your sales, so repayments don’t have to be manually done by you.

No collateral required

We do not require a collateral to approve your loan.

Doorstep service

We work constantly to keep them as low as possible for you.

Easy top-ups on loans

Existing customers with satisfactory repayment record are offered top-up facility with minimum documentation.

NeoCash Retail

Retail friendly
Who is it for ?

Online and offline retailers who are looking for new age loan products that match their needs. We make these loans easy to obtain as there is no requirement for credit history or collateral

Explanation

Short term loans for customer facing SMEs having Point of Sale machines or online sales.

Extra Benefits

We offer a revolving credit limit to our existing customers. Built for convenience, the revolving limit or PayLater is an addon to the existing NeoCash loan amount.

Needs to know
Range of loans 1 to INR 75 lakhs
Business operations Min of 2 years
Loan time period 18 to 36 months
Minimum average monthly card sales INR 1 lakhs
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  • Who is it for ?
  • Extra Benefits
  • Explanation
  • Need to know
Who is it for ?

Manufacturers and service providers, specifically suppliers to large corporates (we define large corporates as companies with turnovers greater than INR 250 crores).

Explanation

Loans for suppliers to large corporates.

Extra Benefits

Easy sanctioning based on business with large corporates.

Needs to know
Range of loans INR 10 to 75 lakhs
Business operations Min of 3 years
Loan time period 18 to 36 months
Minimum average monthly card sales INR 5 lakhs
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  • Extra Benefits
  • Explanation
  • Need to know

Vendor Finance

Supplier friendly

Purchase Finance

Sourcing friendly
Who is it for ?

Traders, manufacturers and service providers who purchase their raw materials or trading goods from large corporates or channel partners of large corporates (we define large corporates as companies with turnovers greater than INR 250 crores).

Explanation

Combination of term loan and limit-based product for businesses sourcing from large corporates.

Extra Benefits

Easy sanctioning based on business with large corporates. We offer a PayLater Open option to our Purchase Finance customers, a feature that breaks down your loan amount for maximum convenience. 50% of the amount is a term loan, and the other 50% is a limit.

Needs to know
Range of loans 5 to INR 75 lakhs
Business operations Min of 3 years
Loan time period 18 to 36 months
Minimum average monthly card sales INR 3 lakh
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  • Who is it for ?
  • Extra Benefits
  • Explanation
  • Need to know
Who is it for ?

Quick Loan for MSMEs with a standard simplified application and standard loan feature

Explanation

Small Tickets Loans up to Rs. 5 Lakhs

Extra Benefits

Fixed Tenure Loan with Low Daily Repayments

Needs to know
Range of loans Rs. 2 to 5 Lakhs
Business operations Minimum 2 years
Loan time period 500 days
Minimum average monthly card sales Not applicable
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  • Who is it for ?
  • Extra Benefits
  • Explanation
  • Need to know

NeoCash Express